Challenge
The last 10 years have seen significant innovation in money and payments: smartphones have given billions of users access to e-money and banking, while cryptocurrencies are ushering in a revolution in finance.
In spite of this progress, today's financial technology cannot support theuse cases of tomorrow. Continuous progress in big data, automation and communications is enabling ambitious new visions for mobility, energy, health, media, manufacturing, education and government. These will require financial infrastructures that are exponentially more scalable, efficient and secure.
Solution
KSI Cash is a breakthrough digital cash, payment and settlement infrastructure designed to meet the scalability, reliability and security requirements of the next quarter century.
The design of KSI Cash is the result of new theoretical and applied research into money and payment systems and zero trust applications.
Scalable
- Scales up to millions of transactions per second
- Payment = final settlement in less than two seconds
- Handles up to billions of end-user devices, credentials
Secure
- Zero trust system, secure against insider and outside attacks
- Resilient deployment models ensure uninterrupted availability
- Preserve end-user privacy while still meeting AML, KYC requirements
Efficient
- Low operational cost
- Ultra-low environmental footprint
- Continuously self-auditing
KSi Cash for cbdc
KSI Cash has been built from the ground up as a purpose-built central bank digital currency (CBDC) system.Read here
CONSUMER RESEARCH REPORT
Guardtime conducted a global survey of consumers to assess their readiness to start using a CBDC.
Read about the findings here
News
Digital Payments Have a Scalability Problem
August 11 - The Fintech Times
Consumers show interest in CBDCs
July 23, 2021 - Finextra
Tallinn tales: an interview with Estonia’s payments leader
November 20, 2020 - Global Government Fintech
Eesti Pank is launching a research project into central bank digital currency
October 2, 2020 - Eesti Pank
CBDC, KSICash and our Partnership with the Estonian Central Bank
October 2, 2020 - Guardtime